Get a quote for employers’ liability insurance the easy way – come to Quote Generator!
Do you employ other people to work in your business? If the answer is yes, then employers’ liability insurance is a must – in fact, it’s a legal requirement for the vast majority of businesses, with some limited exceptions (including most public organisations rather than private businesses, and businesses that are not trading as limited companies and only employing immediate family members). If you are in any doubt at all, Quote Generator’s business team is on hand to help you with your enquiries.
Employers’ liability insurance looks after your business in the event of any claims being made by employees who suffer injury or claim for damages while under your employment. As a minimum, you will need at least £5m worth of cover – but as this includes costs, you may want to consider purchasing a higher level of protection, which Quote Generator can provide a quote for if you require it.
It is always advisable to always keep a record of your insurance (though you don’t need to keep out of date certificates), as some claims may take years to materialise – particularly where workers are subject to hazardous environments (including where asbestos is present, for example).
You could be fined up to £2,500 for any day that your business is without suitable employers’ liability insurance. It is a risk that isn’t worth taking, particularly when you may find yourself subject to a substantial claim at any time.
Quote Generator can not only offer you an employers’ liability insurance quote, we can also offer bespoke risk management should you require it. This added value service can help to minimise the chances of accidents occurring in the workplace, which generally means less insurance claims and more chance of keeping your insurance premium low.
With a wide range of insurers to choose from and lots of experience in insuring businesses like yours, Quote Generator is the best place to find an employers’ liability insurance quote online.