Get a quote for public liability insurance from Quote Generator today!
Public liability insurance is designed to protect your business if claims are made against you for any incidents or accidents that occur as a result of work that you are carrying out. This is not a legal requirement, but is often highly valuable for a wide range of businesses.
For example, if you work in the motor trade and a member of the public enters your garage and slips on some oil, they could potentially make an insurance claim for damages. Likewise, if you run a small convenience store and a customer trips over a box of produce that has been left in an aisle, then you are equally prone to a potential claim from a member of the public.
Think about what your business does, and if there is any potential for you or any of the business’ employees to deal directly with members of the public – even if that’s a courier driver picking up packages from your business premises (and courier drivers, who come into contact with the public, should equally be aware of their own insurance needs), then Quote Generator strongly recommends that you look for a public liability insurance quote.
Because risks to the public occur when you offer products to them, products liability insurance is often offered alongside public liability insurance. This protects you should a faulty product that you supply in good faith to a customer causes them to suffer personal injury (e.g. defective brake discs that a mechanic has correctly fitted to a car, for example).
Public liability insurance normally offers up to £5m worth of cover, though it is possible to arrange higher limits (up to £10m) in some instances, where it is required.
Quote Generator is happy to discuss with you how a public liability insurance policy works, what you should look for in terms of cover, and any other insurances that your business might need including employers’ liability insurance, professional indemnity insurance and business interruption insurance.
Get a quote for your public liability insurance through Quote Generator now, and enjoy great rates from leading insurers.